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In working with troubled borrowers main burden falls on the 100 day fast cash front-office workers who need to keep in constant contact with the borrowers and in the event of delay to increase the intensity of contacts such. The clients of microfinance institutions are by definition primarily actors, deprived of access to classical services banking. This type of loan is used for crediting the bank’s employees, when personal friendships and other forms of credit. Under current law, microcredit organizations are free to raise funds from individuals only if the latter are founders or members of the organizations respective.

Activity of any financial institution contains a number of specific risks, which can lead to extremely negative consequences.54 trillion usd in 2009, the situation has worsened: SME loans issued by 36\% less than in 2008.

Viewed index USA and UK is almost 3 times lower than in Canada, and 5 times lower than in Switzerland. In general MICROFINANCE INSTITUTIONS their share was 84\%.

It is based on a comparison of the company balance sheet for two reporting periods, and to determine the changes 100 day fast cash in the various articles and the movement of funds. The supervisor must require microfinance institutions development and implementation of procedures for risk management with an emphasis on micro-credit portfolio, the credit risk as decisive. Although their size can be about 1 million usd, size is still limited due to the high risk incurred by the bank.

The most attractive on the cost and timing were borrowings from financial institutions of development, such as the 1-641-788-2714 EBRD, and foreign specialized microfinance funds created at the expense of foreign investors and international institutions financial. The potential borrower, referring to the bank for a loan provides an application which contains background information about the required loan: – the purpose of the loan; – The amount and currency of the loan; – The type and term of the loan; – The procedure for redemption and payment of interest; – The proposed provision. Fundraising of non-participants (founders, members, shareholders) microcredit organization Legal restrictions in this area are one of the direct causes 100 day fast cash of a number of problems of formation of the resource base, outlined earlier.

It was a response to the emerging problems in such banks in the period of systemic crisis: inadequate provision of resources, weak corporate governance, poor risk management and mismatching of issuing loans and funds raise. Credit may be granted to enterprises engaged in business activities in the production of goods and services and trade, working capital and acquisition of assets fixed.), The establishment of corporate structure and governance mechanisms. This Microfinance institutions will in the first year of such rules easing, but with monitoring by the supervisory authority.

Basis of measurement The financial condition of MFIs. In accordance with the credit agreement interest may be simple or complex, conventional (payable within the period of credit use) and elevated (which are collected in violation of the loan repayment period). Limiting the interest rates on credit and microfinance markets were tried or are currently used in countries many.

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